Cebert Wealth

David DeSantis, APMA®
Financial Advisor

Dale Cebert, Chfc®, CLU®, CASL®
President of Cebert Wealth

Alec Thomas
Vice President of Cebert Wealth

Stephen Peterson, APMA®
Investement Strategist

Mark Dickerson, CFP®, ChFC®, CDFA®
Senior Financial Advisor

Tom Romanac, APMA®, CRPC™
Senior Financial Advisor

Built on trust, Cebert Wealth puts relationships first.

In a region defined by retirement, reinvention and second acts, financial planning isn’t just about numbers. It’s about people. At Cebert Wealth Advisors in The Villages, that distinction shapes everything they do. Founded and led by Dale Cebert, president and longtime advisor with decades of experience guiding clients through market shifts, career changes and retirement transitions, Cebert Wealth’s focus stays on long-term connection over short-term transactions.

What sets the firm apart is who they choose to work with. There are no required account minimums, a departure from many traditional firms. Instead, the emphasis is on finding the right fit.

“Most people think you have to have a minimum,” Dale says. “We only want to work with really nice people who have reasonable goals. We want to have the ability to help them work towards those goals and build long-term relationships.”

That philosophy has shaped a client base built largely through referrals, creating a network of relationships that tends to align from the start. It also reinforces the firm’s approach to planning, one that begins with understanding the individual before the investment.

That approach translates into a range of services designed to support clients at different stages of life. The firm works with individuals and families on retirement income planning, investment management, estate considerations and insurance strategies, helping clients organize the moving parts of their financial picture into something more manageable.

At its core, the work goes beyond portfolios and performance.

“We measure success on how people feel. We work toward supporting a sense of security,” Dale says. “Having the ability to impact people in a positive way and contribute to that feeling of reassurance is important.”

That idea carries through the firm’s day-to-day approach. Communication is consistent and proactive, with an emphasis on education and helping clients stay informed about both their goals and the broader market.

“When our clients put their heads on the pillow at night, they can sleep easy knowing that we are paying attention and proactively communicating,” he says.

Behind that experience is a team Dale describes as one of the firm’s greatest strengths. From advisors to support staff, the group operates with a shared sense of purpose and consistency.

“Our team is incredibly strong,” he says. “They all like and support each other, and we probably have the most cohesive group we’ve had in more than 28 years.”

That cohesion, paired with a relationship-driven approach, continues to define the firm’s presence in Central Florida.

“I love going into the office and working with my team,” he says. “But my absolute favorite thing to do is work with clients.”